Life Insurance Made Easy

I would like to take a moment to introduce you all to the latest member of our team.  Cole Harper is a welcome addition, bringing with him an extensive knowledge of life insurance products!  The timing is perfect as we recently launched our new Life Insurance online portal!  You can now get real time quotes on life insurance from over 10 different A rated and well known companies all from the comfort of your own home!  Please check out

From this site you will be able to compare and contrasts various plans to determine what is right for you!  When you are ready, simply submit the quote and Cole will contact you to discuss the options.

Why Buy Life Insurance?


To Protect a Mortgage

A primary reason for people to purchase life Insurance is to protect a mortgage. “Credit Life 

Insurance” is often available but overpriced; it is usually less expensive for consumers to obtain life insurance through a trusted advisor

To Replace Income

Most families purchase life insurance to replace income in case one or both parents die. 

Pregnancy/Birth of a Child Most first-time life insurance purchases are the result of becoming a new parent/grandparent or from having more children/grandchildren. 

Marital Status Change

Marriage or divorce is a very logical time to purchase life insurance because new couples are 

taking appropriate actions to protect their spouse in the event of a tragedy, and most divorce 

decrees require it. 

Job Changes

Promotions or change of employer stimulate life insurance purchases. Individuals in this 

category are faced with new benefit packages, uncertain financial security, or they may simply 

have a greater need for asset protection and coverage. 

Death of a Loved One

Unfortunately, sometimes it takes a wake-up call to motivate people to buy life insurance. At 

these times, financial burdens due to loss of life become very apparent for the survivors, proving the value of life insurance.

Business Uses

Businesses have several uses for life insurance; most notably Key Person Insurance and 

Insurance to Fund a Buy/Sell Agreement Advice from a Trusted Individual.


When it comes to purchasing life insurance, consumers rely more on the advice of trusted 

advisors than anything else (financial advisors, insurance agents, financial institutions).